Take charge of your credit like a boss!

Using our patented do-it-yourself credit repair system, you can easily take charge of your credit situation and quickly rise back up to where you belong!
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Great for Any Type of Credit!

ScoreTracker®
It is now easier than ever to track all your scores with simple charts or in-depth information.
ScoreBuilder®
See exactly what is helping or hurting your credit score. Get your 120-Day Plan to a better score.
ScoreBoost™
Get your best score before you apply for credit. See how your spending affects your score.

Plus Your Money, Privacy & Insurance

Money Manager

Manage all your online accounts in one place. We track and update your account statements, payments due and transactions every day. Use action buttons to ask questions and resolve problems.

Privacy & Fraud Insurance

PrivacyMaster® stops websites or data brokers from sharing or selling your personal information.
Plus, you get $1 million identity fraud insurance for your whole family.
– Activation is required

Alerts

Your mobile or email Alerts have action buttons to quickly ask questions and resolve problems.
Use the action button in your Alerts to quickly react to identity theft.
Membership Snapshot

Simple Pricing

Select plans Now with Score Tracker, Builder & Boost!

Starter

Free

Get individual paid access to over 600 pre-made, ready to use letters, forms and documents. Purchase the specific products you need on an individual basis. No access to SmartCredit or other related products and services are included in the Free plan.

Features Overview

SmartCredit Features

Basic

$

19.95

/month

Get UNLIMITED access to over 600 pre-made, ready to use letters, forms and documents. Basic level access to world class credit monitoring services through our partner SmartCredit.  Includes 5 allowed Actions per month. Three bureau credit reports and scores are not included and are sold separately. When purchased separately, Credit reports and Scores are limited to 2 updates per month.  Includes a $1 million Fraud Insurance policy.*

Features Overview

SmartCredit Features

Premium

$

29.95

/month

Get UNLIMITED EVERYTHING! Includes access to over 600 pre-made, ready to use letters, forms and documents. Premium level access to world class credit monitoring services through our partner SmartCredit.  Includes UNLIMITED Actions per month. Three bureau credit reports and scores are INCLUDED in the premium plan. Includes UNLIMITED updates to credit reports and scores. Includes a $1 million Fraud Insurance policy.*

Features Overview

SmartCredit Features

*Activation Required *Identity Fraud Expense Reimbursement is provided under a Blanket Policy issued to Consumer Direct®, Inc. by Voyager Indemnity Insurance Company, an Assurant Specialty Property company.

See What People Are Saying

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"I use the action button almost every day for my money and credit report. Thank you for a simple tool!"

Tess M.

Oklahoma City, OK

"Thank you, it is very easy to use. I clicked on the action button to change my address without having to call or write them."
Alan Ginsburg
Orlando, FL
"I love being able to work on my credit score with ScoreBuilder®."
Kate Bucher
Honolulu, HI
"ScoreBoost™ is the coolest tool I have ever used. Plus, I love the Alerts with Action buttons."
Brad T.
Barstow, CA

Ready to Grow Your Credit?